| Debt Ratio Calculator |
| Use this calculator to determine your debt to income ratio. Generally speaking, a debt ratio greater than or equal to 40% indicates you are not a good risk for lending money to.
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| Monthly income after taxes: |
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| Spouse's monthly income after taxes: |
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| Other monthly income: |
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| Monthly rent/mortgage payment: |
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| Monthly 2nd mortgage payment: |
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| Total of all monthly car/vehicle payments: |
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| Total of all monthly credit union loan payments: |
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| All other monthly consumer loan payments: |
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| Total of all monthly minimum charge card payments (Visa, Mastercard, dept. store, etc.): |
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| Other monthly payments: |
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| Pending monthly loan payments: |
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| Your total income: |
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| Your total monthly payments: |
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| Your debt ratio: |
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